WHAT TO DO IF YOUR BUSINESS OR FARM WAS DAMAGED
This page contains information for business owners and farmers affected by a disaster including assistance offered by the Small Business Administration (SBA) and Farm Service Agency (FSA). FEMA does not offer grant assistance to businesses and farmers.
FEMA provides referrals for business owners and farmers. FEMA may also maintain a list of additional referral resources for business owners and farmers. The referrals may be obtained by calling the FEMA Helpline at 1-800-621-3362 or by visiting Disaster Declarations. Please select the state in which your disaster occurred.
Business and farm loans are available to people who have suffered damage to business property or economic injury. These low-interest loans are available through the Small Business Administration (SBA) and the Farm Service Agency (FSA), to repair or replace damaged property not covered by insurance, and to provide working capital.
You can obtain information at a Disaster Recovery Center (DRC) that may be set up after the President declares a major disaster. You can also call 1-800-621-FEMA (TTY: 1-800-462-7585) for information. You can visit the County FSA office or one of the SBA workshops set up in disaster areas.
In addition, the U.S. Department of Agriculture's Extension Service provides information and materials to farmers, ranchers, and others on what they can do to protect themselves and their property against the hazards associated with disasters. Information is available on such topics as: cleanup of damaged property, sanitation precautions, insect control, food preparation in an emergency, recovery actions on damaged farms, and renovations of damaged equipment and property.
Last Updated from the FEMA website at www.fema.gov : 04/14/2017 - 15:39
APPLY FOR ASSISTANCE
This page provides information and guidance for disaster survivors who want to apply for assistance related to a federally declared disaster. It incLudes a link to complete an application for FEMA assistance, a list of items you need when you apply for FEMA assistance, and the phone number for FEMA if you cannot complete an application online. If you need immediate assistance call 911.
Visit DisasterAssistance.gov to apply for assistance online. If you experience difficulty applying online, you may also call (800) 621-3362 / TTY (800) 462-7585 to apply during standard hours of operation (7 a.m. to 11 p.m. Eastern Time), 7 days a week. You can also check your application status at DisasterAssistance.gov. Survivors have 60-days from the date of a declaration for Individual Assistance to apply for assistance.
Please note that if you are eligible for an Individual Assistance grant you are not required to pay back the grant to FEMA. There is no income threshold for Individual Assistance grants, but you may be referred to the Small Business Administration (SBA) for a low interest disaster loan to assist in your recovery. These low interest disaster loans for homeowners and businesses from the SBA must be repaid.
DOCUMENTS AND MATERIALS YOU NEED TO APPLY
When you register for disaster assistance either online or by phone, you will need the following to complete your application.
- Social Security number
- Address of the location where the damage occurred (pre-disaster address)
- Current mailing address
- Current telephone number
- Insurance information
- Total household annual income
- Routing and account number for your checking or savings account
(this allows FEMA to directly transfer disaster assistance funds into your bank account).
- A description of your disaster-caused damage and losses
Visit the Individual Disaster Assistance page on this site for the following information:
- The types of assistance FEMA provides to individuals and families
- What happens if you have insurance
- What happens during your home inspection
- What happens after your inspection
- How to obtain a copy of your application/case file
- How to appeal FEMA's decision regarding your assistance
Please watch our video: FEMA Registration Intake Video
To determine if your damaged home is in a Federally declared disaster area please visit the Disaster Declarations page on this site. You can also enter your address on DisasterAssistance.gov/address-lookup to determine if your home is in an area declared for Individual Assistance.
Last Updated from the FEMA website at www.fema.gov : 02/28/2017 - 14:30